Your business moves fast - your money should too. Our all-in-onepayment solution enables - instant, borderless transactionswith Fiat, Stablecoins and digital assets.




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Convert euros to euro stablecoin for free and send it worldwide in seconds. Access 25 currencies and easily exchange them for digital assets like USDC or BTC. Avoid delays, high fees, and manual steps by managing everything in one streamlined platform
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Store and manage fiat, stablecoins, and crypto in one wallet. Each wallet is connected to an IBAN so you can hold, convert, and send money across both banking and blockchain rails. Create multiple wallets to separate use cases and track funds across currencies and networks.
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Send and receive money in fiat, stablecoins, or digital assets in seconds. No business hours, no delays. Get full visibility into every transaction across currencies and blockchains, all in one place.
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Coming Soon
Get one or more European IBANs linked directly to your wallet. Receive euro payments without opening a European bank account. Use multiple IBANs to organise funds by team, region, or client, and keep everything connected in a single platform.

Cross-border businesses struggle to access EU banking. We make it easy to accept payments, get IBANs, and pay globally in crypto or fiat.

Whether you're a PSP or remittance firm, we help you reduce compliance overhead, simplify crypto↔fiat flows, and serve clients at scale.

You earn in tokens but pay in euros. We streamline the conversion—handling payroll, taxes, and payouts from one wallet.



Cross-border businesses struggle to access EU banking. We make it easy to accept payments, get IBANs, and pay globally in crypto or fiat.
Yes, we're open to global businesses, and most countries are eligible to open an account. NGPES gives you access to EU financial infrastructure by providing a custodial wallet linked to an IBAN, allowing you to receive fiat and stablecoins and send payments to other wallets or bank accounts, just like a business with a local European account.For specific eligibility details, please check our T&C section.
NGPES is designed for financial institutions, Web3 companies, and businesses that manage payments across different countries. It supports use cases like cross-border transfers, on and off ramp from crypto to fiat and from fiat to crypto, stablecoin settlement, treasury management, and automated payouts.
Our pricing is volume-based, but on-ramp and off-ramp from euro to euroF stablecoin are free. You can send and receive both fiat and crypto using NGPES at competitive rates, with no hidden fees and no need to integrate third-party tools. Contact us for a custom pricing estimate.
Have more questions? We go more in-depth here.