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Stablecoin infrastructure for businesses that move money globally
Stablecoin infrastructure is the layer between a business and the networks the assets live on. It covers where value is held, how it moves between networks, how it converts, how it reaches a bank account, and how all of that is recorded and controlled.
Most companies do not want to build it. They want to use it.
What stablecoin infrastructure includes
An IBAN for fiat transfers and wallet addresses for supported digital assets, held together rather than in separate systems.
Assets held securely, with balances structured across wallets, teams or use cases, and clear control over who can move what.
Movement between supported assets and across networks, without routing balances through an external venue every time.
The euro leg. Without it, a stablecoin setup is a closed loop that finance cannot use.
Counterparty registration, transaction records, and a framework that holds up to a regulator’s questions.
The gap most businesses hit
A business usually starts with an exchange account and a wallet, which works until volume arrives. Then three problems show up at once.
- Reconciliation. The fiat records and the on-chain records live in different systems and are matched by hand.
- Counterparty risk. Balances sit with a venue chosen for trading rather than for holding operational funds.
- Banking access. The euro leg depends on a bank relationship that was not built for this activity and can be withdrawn.
Infrastructure solves the third problem by making the fiat and digital asset sides part of the same regulated setup.
How NGPES is built
TradFi and blockchain expertise combined. Experience across regulated banking and blockchain systems, applied to real business flows rather than to trading.
IBAN-linked wallet infrastructure. Custodial wallets connected to fiat payment flows, so euro and supported digital assets sit in one operational setup. See crypto IBAN account.
An EU-regulated stablecoin framework. A stablecoin foundation built around EU-regulated digital assets, supporting payment, settlement and liquidity flows.
One integrated environment. Banking rails, euro liquidity and digital asset access connected together instead of stitched from separate vendors. See stablecoin orchestration for how those pieces are sequenced around your flows.
What to ask any stablecoin infrastructure provider
A short checklist worth using on us as well as on anyone else.
- What are you authorised to do today, in which jurisdiction, and what is still in progress?
- Where are client assets held, and are they segregated?
- Which assets and networks are supported, and how does support change?
- Is there a fiat leg, and how does the IBAN work?
- What happens operationally when a transfer fails or is sent on an unsupported network?
- What does reconciliation look like at month end?
- Which security certifications are held today, and which are still in progress?
For NGPES: Payment Institution status today, EMI in progress through NGPES Payments in France, CASP in progress through NGPES Digital in France, GDPR and DORA compliant, ISO 27001 and SOC 2 Type II in progress.
Build or buy
Building this internally means custody engineering, network integrations, key management, a compliance framework and banking relationships, before a single payment moves. Buying means integrating one platform and keeping engineering on the product your customers actually pay for.
The exception is scale. Above a certain volume some businesses bring parts in-house, usually custody first. Most do not reach that point.
Frequently asked questions
What is stablecoin infrastructure?
The layer that lets a business hold, move, convert and settle stablecoins as part of normal operations, covering accounts and addressing, custody, conversion across networks, fiat settlement and the compliance controls around all of it.
How is it different from a crypto exchange account?
An exchange is built for trading and holds balances with a venue. Infrastructure is built for operations: a fiat leg through an IBAN, custody, counterparty controls, and records finance can reconcile.
Do we need our own blockchain expertise to use it?
No. The platform sits between your business and the networks, so your team works with accounts, balances and payments rather than with keys and gas.
Is NGPES regulated?
NGPES holds Payment Institution status today, with EMI and CASP authorisations in progress in France. Services become available only upon obtaining those authorisations.
Build on rails that already have a euro leg.
Tell us what your flows look like and we will show you which parts of the stack you actually need.
Contact us.avif)