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Accept USDC payments from customers and counterparties worldwide
Accepting USDC is straightforward. Turning it into something your finance team can work with is the part most businesses get stuck on. Funds land in a wallet somewhere, conversion happens on an exchange, the euro leg arrives days later at a rate nobody recorded, and reconciliation becomes a monthly archaeology exercise.
NGPES is building one environment where USDC arrives, is held, is converted and reaches your euro account, with the same record trail across every step.
Why businesses take payment in USDC
Cross-border transfers that would sit in the correspondent chain over a weekend settle on-chain in minutes.
Web3 platforms, marketplaces and digital businesses increasingly hold working capital in stablecoins.
USDC is dollar denominated, so the amount received is not exposed to the price movement that makes other digital assets impractical.
Accepting USDC does not mean holding it. Converting into euro and settling to your IBAN is part of the same flow.
How receiving USDC works
- Register the counterparty. Payments are sent and received with registered counterparties, which keeps the flow inside a compliant perimeter rather than an anonymous wallet transfer.
- Funds arrive in your platform wallet. Each transaction moves through queued, broadcasting, confirming and received, so treasury sees incoming liquidity before it settles rather than after.
- Decide what happens next. Hold the USDC in custody, convert it to another supported digital asset, or move it to euro through your linked IBAN.
- Reconcile once. The fiat leg and the digital asset leg sit in the same account view, so there is one record rather than two systems to match by hand.
What it costs
Pricing is volume based, with no hidden fees and no third-party tools to integrate for the core flows. On and off ramp between euro and the euroF stablecoin is free. Contact the team for an estimate against your volumes.
Who this is built for
Companies that invoice international customers and want a faster settlement option alongside their existing rails. Platforms collecting from and paying out to a global user base. Businesses operating in digital assets that need the receiving side to connect to a real euro account rather than an exchange balance.
If your flows are mostly outbound rather than inbound, start with global payouts. If your counterparties pay in USDT, see accept USDT. The euro leg is covered on crypto IBAN account.
Frequently asked questions
How do I accept USDC payments as a business?
Register the counterparty, receive USDC into your NGPES platform wallet, then hold it, convert it, or settle it to euro through your linked IBAN, all from one account.
Can I settle USDC into euro?
Yes. Conversion between supported digital assets and the euro leg through your linked IBAN happens inside the same environment, so funds do not have to leave the platform to reach your euro balance.
Is accepting stablecoin payments allowed in the EU?
Accepting stablecoin payments is permitted within the EU regulatory framework, and the provider you use must hold the relevant authorisations. NGPES holds Payment Institution status, with CASP and EMI authorisations in progress in France, and services become available only once those are obtained.
Do my customers need a crypto account to pay me?
They need to be able to send USDC and to be registered as a counterparty. Customers who prefer to pay in euro can pay into your linked IBAN instead, into the same account.
Start taking USDC the way finance can work with.
Tell us how your customers pay today and we will map the receiving flow.
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